All payments, including late payments, are required to be reported, which may negatively impact your credit score. Impact on your credit score may vary depending on your use. ²Increases or specific changes to your credit score are not guaranteed. ![]() APRs will vary depending on credit qualifications, loan amount, term, and lender. Rates from 5.99% - 34.99% APR terms from 3 months – 48 months, which may vary by lender. Other payment options are subject to credit approval by third party lenders. By way of example, an $800 purchase could be split into 4 interest-free payments of $200 every 2 weeks starting at time of purchase. A downpayment of at least 25% of the purchase total is required. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. Pay in 4 payment option is 0% Annual Percentage Rate (APR). Certain merchant, product, goods, and service restrictions apply. Refer to the Rewards Center for full details.¹Sezzle can only be used for US and Canada purchases. Please allow 1-2 statement billing cycles for your bonus Cash Rewards to appear on your credit card statement. In addition to earning 1.5% Cash Rewards for every $1 in eligible Net Purchases, Shopper Cash Rewards Cardmembers will earn an additional 4% Cash Rewards for every $1 in eligible Net Purchases spent on prepaid car and hotel reservations in the Rewards Center using your Shopper Cash Rewards card. Bank reserves the right to change Retailers and Purchase Categories. Purchases not eligible for additional Cash Rewards earning will earn 1.5% Cash Rewards. Merchant subsidiary purchases and third-party delivery services are not eligible for additional Cash Rewards earning and will earn 1.5% Cash Rewards. Bank cannot control how merchants choose to classify transactions, we cannot guarantee a transaction will qualify for 3% and 6% Cash Rewards. Bank makes every effort to include all relevant merchant category codes in its listed Retailer and Purchase Categories. Merchants that accept Visa credit cards are assigned a merchant code, determined by the merchant or its processor. Transactions qualify for 6% or 3% Cash Rewards based on how merchants classify the transaction. During any calendar quarter in which you spend more than $1,500 in your one 3% category, you will earn 1.5% Cash Rewards for any additional spend in that category during that quarter. During any calendar quarter in which you spend more than $1,500 combined at your two 6% retailers, you will earn 1.5% Cash Rewards for any additional spend at those retailers during that quarter. There are no limits on your 1.5% Cash Rewards earnings. ![]() You will earn 3% Cash back on your first $1,500 in net purchases in your chosen 3% category. You will earn 6% Cash back on your first $1,500 in combined net purchases at your two chosen 6% retailers. ![]() Allow up to 3 business days for registration to take effect before you will be eligible to earn 3% Cash Rewards and 6% Cash Rewards. You must enroll each quarter into two retailers and one purchase category of your choice, or all net purchases (purchases minus returns or credits) will earn no more than 1.5% Cash back. Any amount over your Minimum Payment is applied to balances in the order of highest to lowest APR. When you make a payment, the amount up to your Minimum Payment is applied first to the monthly payment obligation for ExtendPay ® Plans and ExtendPay ® Loans if any, and then to non-Fixed Payment Program balances in the order of the lowest to highest APR. ExtendPay Fees are calculated based upon the original principal amount, Purchase APR, and other factors. This fixed fee is disclosed upon enrollment and charged each month that you owe the applicable ExtendPay balance. Bank ExtendPay ® Fees: A monthly fee not to exceed 1.6% of the original principal amount in a U.S. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. U.S. Foreign Transaction fee: 3% of each foreign purchase transaction or foreign ATM advance transaction in U.S. ![]() There is a $0 introductory annual fee the first 12 months, after that, $95. There is a $1 minimum interest charge where interest is due. Balance Transfer fee: 3% of each transfer amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Advance fee: 5% of each advance amount, $10 minimum. The variable APR for Cash Advances is 29.99%. * The APR may vary, the variable APR for Purchases and Balance Transfers is $ (based on your creditworthiness).
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |